This is the
most popular type of survey, suitable for the vast majority
homes built since the late Victorian period. The inspection
covers the whole property inside and out, from the loft
down to the drains, and is written on a specially designed
RICS report, typically about 12 pages long.
A Homebuyers
Survey (HSV) will report on all urgent or significant defects
– in fact anything that could significantly affect
the value. It also alerts you to any future maintenance
problems. The report includes a valuation and insurance
calculation. Carried out by a qualified MRICS or FRICS chartered
surveyor.
Not normally
suitable for older period buildings, large rambling mansions,
or properties in need of extensive renovation.
BUILDING
SURVEY
from
£ 332 plus vat
Formerly known as ‘Full Structural Surveys’, these provide a
very detailed description of a building’s construction and
condition. Ideal for properties that you want to renovate
or convert, and where buildings have already been extensively
altered.
Building
Surveys allow the surveyor to express extensive detailed
advice and are typically at least 20 pages long. Essential
for period properties older than about 1880,such as thatched cottages, and for large homes with
5 or more bedrooms, and buildings of non-conventional construction.
As well as covering all urgent and significant defects, a Building Surveys
will report on very minor issues. A valuation is not normally
included unless requested. Carried out by a qualified MRICS
or FRICS chartered surveyor.
VALUATION REPORT from
£119 plus vat
The simplest type of property
inspection. Unlike estate agents' valuations, surveyors'
valuation reports are legally binding, and valid for
matrimonial and tax purposes. We can also undertake
mortgage valuations for all main lenders in partnership
with a leading national firm of Surveyors. Note that for
lenders' mortgage valuations, the individual bank or
building societies dictate their own fees.
The inspection
is relatively limited and will only comment on any obvious
major defects that have a significant bearing on value.
Valuations are carried out by qualified MRICS or FRICS
chartered surveyors. The reports are normally 2 or 3 pages
in length, and include a professionally calculated BCIS
rebuild cost insurance valuation. Valuations are normally
calculated with reference to at least 3 recent local sales
of comparable properties.
Home
Information Pack (HIP)
from
£ 208 plus vat
Before
putting a property on the market, by law you must
first instruct a HIP. The
main component of the pack is an Energy Performance
Certificate (EPC), so you can either order the full HIP,
or
just the EPC alone (see right) and put the rest of the pack
together yourself.
Apart from the EPC, the HIP
includes the legal searches and proof of ownership (that
used to be up to the buyer's solicitor)
Estate agents will offer to
arrange HIPs but can be very expensive - so check our best price first.
Energy
Performance Certificate (EPC) from
£ 75 plus vat
For home sellers, the EPC
is the only part of a HIP you can't do yourself, and so
can be ordered separately.
For Landlords an EPC is also
required when letting a property.
The EPC gives homes an '
A to G' energy rating, similar to those
on new fridges. Only
qualified and certificated Domestic Energy Assessors are
allowed to prepare Energy Performance Certificates.
The right survey can save you thousands of pounds:-
- Alerting youto risks and dangers
- Giving you solid reasons to justify a price reduction
- Highlighting your property's potential
- An experienced professional on your side will reduce thestress and worryof the home buying process.
We regularly compare
prices from local firms of surveyors so we
can offer surveys direct to the public at very competitive
prices.
By accepting our online quote,
rather than booking your survey through a mortgage lender, we
cut out the share of the fee taken by the banks.
All surveyors we instruct are experienced
locally-based MRICS / FRICS qualified professionals, whether from
a national survey company or a small partnership.
Unlike some firms, we are more than
happy to discuss your survey before and after the event.