by Ian | Nov 20, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Legal Problems – Delays Whether you’re buying or selling property, the process always seems to be afflicted by inexplicably long delays. In earlier blogs we stressed the importance of selecting the right solicitor/conveyancer. This is because a...
by Ian | Nov 15, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
What If You Can’t Get Buildings Insurance? Surveyors doing mortgage valuation inspections are normally asked to comment in the lender’s report on any matters of concern, particularly where there could be implications for arranging buildings insurance. This can...
by Ian | Nov 12, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Significant defects are spotted by your surveyor – will it cause the deal to fall through? Any major defects noted in your survey will need to be translated into hard cash. This means arranging builders’ quotes or obtaining specialist reports, typically...
by Ian | Sep 25, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Common Problems With Mortgage Valuations Late mortgage valuation The valuation should normally be instructed within a couple of weeks of submitting your mortgage application, but can sometimes be delayed when employment or credit references are slow or...
by Ian | Sep 20, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Mortgage Lender Property Issues Lending criteria – the type of property In an earlier blog it was mentioned that some types of property are deemed unacceptable by mortgage lenders. This is usually only a problem in fairly rare cases where...
by Ian | Sep 13, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Mortgage problemsThe most commonly encountered problems for home buyers relate to mortgage funding. There are two main areas where problems can arise and seriously hamper a house purchase – those relating to personal credit or income references (see below) and those...
