Mortgage Lending Property Issues
Mortgage Lender Property issue #1 Lending criteria – the type of property In an earlier blog it was mentioned that some types of property are not acceptable to certain mortgage lenders. This should only be an issue in rare cases where buildings are of...
Disaster Scenario #4: MORTGAGE PROBLEMS
Mortgage problemsThe most commonly encountered problems for home buyers relate to mortgage funding. There are two main areas where problems can arise and seriously hamper a house purchase – those relating to personal credit or income references (see below) and those...
How To Save Your Deal – With A Little Psychology
The Importance Of ‘Buttering up’Achieving a successful purchase isn’t just about money and lawyers. Applying a little psychology can make a huge difference to whether a transaction succeeds or stumbles at one of the many hurdles along the way.So it’s...
What if your survey says you need to get a ‘specialist report’?
Specialist reports Where your surveyor has spotted any significant defects – which are normally highlighted with a red condition rating – they may advise you to get quotes for the repair work before you buy the property. It’s also quite common for...
Survey reports – how to read them
Interpreting surveys Surveyors are sometimes regarded as the ‘Doctor Deaths’ of the property world, with barely a positive word to say. But it’s important to bear in mind that the surveyor’s job is to highlight defects and flag up future maintenance...Save money by cutting out the banks
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
Testimonials
“We would like to put on record how impressed we were by the service we received. Rightsurvey unfailingly followed up our enquiries and concerns, and Nick’s advice on maintaining an older property is proving invaluable.”
Peter Spink, Sheffield
Recommended by the experts
Rightsurvey is featured exclusively in the Haynes Home Buying and Selling Handbook and also in the best selling Haynes Home Extension Manual.
