OUR INDUSTRY BLOG
What happens if your property is ‘downvalued’ by the mortgage lender?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What can you do if your mortgage valuation comes in lower than the agreed sale price? Surveyors carrying out mortgage valuations for banks and building society...
How much is your property really worth?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What is it actually worth? Before you put it on the market…. Before getting too serious about moving home it’s essential to get a...
What to do if your survey says you need to get a ‘specialist report’
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What to do if your survey says you need to get a ‘specialist report’ Specialist reports When you read through your...
What Can You Do If Your Mortgage Lender Keeps A Retention?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series Why do banks sometimes hold back part of the mortgage as a ‘retention’ - and what can you do about it? As a purchaser it’s...
What can you do if a surveyor is negligent and misses something important?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What if your surveyor fails to spot a serious defect ? The main reason for getting a survey before you commit to...
What to do if building work has been carried out without Planning Permission or Building Regs consent
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What should you do if your surveyor finds illegal building work? One of the most common issues that comes up in survey reports is the...
What’s the right type of survey to get?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What's the right type of survey to get? Wealth warning: Don’t pay more than you need to! There are 2 big mistakes people buying a home make...
Hidden legal nasties that even the most expensive surveys won’t warn you about
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What to do about Hidden legal nasties Getting a home survey before you buy should alert you to problems in the property you’re buying as well as...
Turning detective – how to check the things surveys don’t tell you
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series Turning detective - what surveys don’t tell you Buying a home without getting a survey is a major risk. It’s obviously better to go in with your eyes open so you don’t...
So what exactly is a ‘Survey’ ?
Property Tips by Chartered Surveyor Ian Rock FRICS - from the Haynes House Manual series What exactly is a 'Survey'? The vast majority of people buying homes need to fund their purchase with a mortgage (plus a small cash deposit, usually at least 10% of the...