by Ian | Sep 25, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Common Problems With Mortgage Valuations Late mortgage valuation The valuation should normally be instructed within a couple of weeks of submitting your mortgage application, but can sometimes be delayed when employment or credit references are slow or...
by Ian | Sep 20, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Mortgage Lender Property Issues Lending criteria – the type of property In an earlier blog it was mentioned that some types of property are deemed unacceptable by mortgage lenders. This is usually only a problem in fairly rare cases where...
by Ian | Sep 13, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
Mortgage problemsThe most commonly encountered problems for home buyers relate to mortgage funding. There are two main areas where problems can arise and seriously hamper a house purchase – those relating to personal credit or income references (see below) and those...
by Ian | Sep 6, 2019 | Buying a home, Buying a home privately, Conveyancing, Estate Agents, Home Buyer Surveys, House Prices, Legal work, Making An Offer, Mortgages, Selling your home, Valuations
The Importance Of ‘Buttering up’Achieving a successful purchase isn’t just about money and lawyers. Applying a little psychology can make a huge difference to whether a transaction succeeds or stumbles at one of the many hurdles along the way.So it’s...
by Ian | Aug 23, 2019 | Building Surveys, Buying a home, Buying a home privately, Conveyancing, Estate Agents, Legal work, Making An Offer, Valuations
How to make yourself Gazump-Proof There are a number of practical steps you can take to protect yourself from buyers going back on an agreed deal: 1. Don’t make an offer to buy until your own property’s under offer. 2. ...
by Ian | Aug 14, 2019 | Building Surveys, Buying a home, Buying a home privately, Conveyancing, Estate Agents, Legal work, Making An Offer, Valuations
Gazumped or gazundered? Here’s what to do When the housing market isn’t reasonably stable, with prices either rising sharply or falling, there’s a greater chance that as the weeks go by one side or the other may be tempted to try and...