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Survey reports – how to read them

Survey reports – how to read them

by Ian | Jun 17, 2019 | Building Surveys, Buying a home, Conveyancing, Estate Agents, Home Buyer Surveys, Home Condition Reports, House Prices, Selling your home

Interpreting surveys Surveyors are sometimes regarded as the ‘Doctor Deaths’ of the property world, with barely a positive word to say. But it’s important to bear in mind that the surveyor’s job is to highlight defects and flag up future maintenance...
Choosing a surveyor

Choosing a surveyor

by Ian | Jun 10, 2019 | Building Surveys, Buying a home, Conveyancing, Estate Agents, Home Buyer Surveys, Home Condition Reports, House Prices, Selling your home

  What type of surveyor?   Surveyors come in assorted shapes and sizes. Anyone can call themselves a ‘surveyor’, a title that’s sometimes adopted by double-glazing salesmen for enhanced credibility. Qualified surveyors, however, are always the chartered variety...
What does a mortgage valuation involve?

What does a mortgage valuation involve?

by Ian | May 22, 2019 | Buying a home, Conveyancing, Estate Agents, Getting A Mortgage, House Prices, Mortgages, Selling your home, Valuations

If the mortgage valuer ‘downvalues’ your property it could blow the whole deal out of the water.   Banks and Building Societies normally appoint chartered surveyors to carry out valuations for mortgage lending purposes.    This is a crucial stage because...
Speeding up your purchase – before the deal falls through!

Speeding up your purchase – before the deal falls through!

by Ian | Mar 9, 2019 | Buying a home, Estate Agents, House Prices, Making An Offer

You now have one single overriding objective: to get to exchange of contracts as quickly as possible. Once you’ve exchanged you’re pretty much legally home and dry, and can afford to relax a little, but until then every extra day of unnecessary delay means a greater...
Buying A Home Privately – No Estate Agent Involvement

Buying A Home Privately – No Estate Agent Involvement

by Ian | Oct 18, 2018 | Buying a home, Buying a home privately, Estate Agents

So you’re thinking of doing away with the estate agents and going out on your own, we walk you through the best approach. To get the house you really want means trying every angle. A small but significant number of properties are advertised privately. To save a...
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Save money by cutting out the banks

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By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.

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