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Survey reports – how to read them

Survey reports – how to read them

by Ian | Jun 17, 2019 | Building Surveys, Buying a home, Conveyancing, Estate Agents, Home Buyer Surveys, Home Condition Reports, House Prices, Selling your home

Interpreting surveys Surveyors are sometimes regarded as the ‘Doctor Deaths’ of the property world, with barely a positive word to say. But it’s important to bear in mind that the surveyor’s job is to highlight defects and flag up future maintenance...
Choosing a surveyor

Choosing a surveyor

by Ian | Jun 10, 2019 | Building Surveys, Buying a home, Conveyancing, Estate Agents, Home Buyer Surveys, Home Condition Reports, House Prices, Selling your home

  What type of surveyor?   Surveyors come in assorted shapes and sizes. Anyone can call themselves a ‘surveyor’, a title that’s sometimes adopted by double-glazing salesmen for enhanced credibility. Qualified surveyors, however, are always the chartered variety...
What does a mortgage valuation involve?

What does a mortgage valuation involve?

by Ian | May 22, 2019 | Buying a home, Conveyancing, Estate Agents, Getting A Mortgage, House Prices, Mortgages, Selling your home, Valuations

If the mortgage valuer ‘downvalues’ your property it could blow the whole deal out of the water.   Banks and Building Societies normally appoint chartered surveyors to carry out valuations for mortgage lending purposes.    This is a crucial stage because...
What if the property you’re buying isn’t registered?

What if the property you’re buying isn’t registered?

by Ian | Apr 2, 2019 | Buying a home privately, Conveyancing, Legal work, Selling your home

If a property isn’t ‘registered’ you could be in for a nasty surprise! Unregistered properties The vast majority of UK property is ‘registered’. This means that ownership is officially recorded at the Land Registry in London and guaranteed by the...
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By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.

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