by Ian | May 22, 2019 | Buying a home, Conveyancing, Estate Agents, Getting A Mortgage, House Prices, Mortgages, Selling your home, Valuations
If the mortgage valuer ‘downvalues’ your property it could blow the whole deal out of the water. Banks and Building Societies normally appoint chartered surveyors to carry out valuations for mortgage lending purposes. This is a crucial stage because...
by Ian | Mar 9, 2019 | Buying a home, Estate Agents, House Prices, Making An Offer
You now have one single overriding objective: to get to exchange of contracts as quickly as possible. Once you’ve exchanged you’re pretty much legally home and dry, and can afford to relax a little, but until then every extra day of unnecessary delay means a greater...
by Ian | Oct 25, 2018 | Buying a home, House Prices
When can you justify paying a higher price for a property? A higher sale price is sometimes justified by sellers who make a point of telling you how much they’ve spent on various improvements. But as we saw in previous posts, what’s been spent doesn’t necessarily...
by Ian | Oct 13, 2018 | Buying a home, Financing a new home, Getting A Mortgage, Help To Buy, House Prices
Shared equity schemes – What are they and what is available to you? Help To Buy This is an ’equity loan scheme’ where the Government stumps up interest-free loans of up to 20% of the property’s value, allowing you to buy with a deposit of only 5%. The scheme...
by Ian | Oct 9, 2018 | Buying a home, House Prices
Thanks to TV property gurus Phil Spencer and Kirstie Allsop there can hardly be a living man, woman or child in the entire country who is unaware of the fact that location is the single most important factor when buying property. In fact deciding where you want to...
