Legal Problems – Unregistered Title
Unregistered Title and Delays Getting Title Deeds There are still some rare cases where the title, or ownership, of a property is still ‘unregistered’. This might be the case for example where the house in question has been in the same family for donkeys’...
Reasons Property Deals Fall Through: Legal Problems – Part One
Legal Problems – Delays Whether you’re buying or selling property, the process always seems to be afflicted by inexplicably long delays. In earlier blogs we stressed the importance of selecting the right solicitor/conveyancer. This is because a...
Reasons Property Deals Fall Through: Buildings Insurance Problems
What If You Can’t Get Buildings Insurance? Surveyors doing mortgage valuation inspections are normally asked to comment in the lender’s report on any matters of concern, particularly where there could be implications for arranging buildings insurance. This can...
Reasons Property Deals Fall Through: The Surveyor Finds Defects
Significant defects are spotted by your surveyor – will it cause the deal to fall through? Any major defects noted in your survey will need to be translated into hard cash. This means arranging builders’ quotes or obtaining specialist reports, typically...
What Happens If Your Mortgage Lender Keeps A Retention?
What to do if your bank holds back some of your loan as a ‘retention’ Mortgage lenders’ valuation report forms typically include a box labelled ‘Essential Repairs’ that the valuation Surveyor has to fill in. Depending on the condition of the...Save money by cutting out the banks
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
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