Statistically there are two major culprits when it comes to deals falling through – mortgage problems and legal delays. Here are some tips to improve your chances of success by speeding up your mortgage (the following blog covers legal delays) . GETTING A QUICKER...
You now have one single overriding objective: to get to exchange of contracts as quickly as possible. Once you’ve exchanged you’re pretty much legally home and dry, and can afford to relax a little, but until then every extra day of unnecessary delay means a greater...
Agents have another trick up their sleeves that’s guaranteed to boost prices when several buyers are after the same property. Going to ‘sealed bids’ involves asking all the hopeful purchasers to formally submit their ‘best and final offer’ confidentially in writing by...
Finding the right property isn’t as easy or as much fun as it sometimes looks on TV shows. Snooping around other people’s houses promises at the very least to provide hours of cheap entertainment (judging by the number of programmes devoted to the subject). But...
When can you justify paying a higher price for a property? A higher sale price is sometimes justified by sellers who make a point of telling you how much they’ve spent on various improvements. But as we saw in previous posts, what’s been spent doesn’t necessarily...
Estate agents often trumpet the fact a flat is being sold with ‘a share of the freehold’. This doesn’t mean the flat itself is freehold – that would be bad news, as mortgage lenders won’t lend on freehold flats. What it usually means is that the freehold of the block...
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
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Peter Spink, Sheffield
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Rightsurvey is featured exclusively in the Haynes Period Property Manual and also in the best selling Haynes Victorian House and Home Extension Manuals.
