Agents have another trick up their sleeves that’s guaranteed to boost prices when several buyers are after the same property. Going to ‘sealed bids’ involves asking all the hopeful purchasers to formally submit their ‘best and final offer’ confidentially in writing by...
Finding the right property isn’t as easy or as much fun as it sometimes looks on TV shows. Snooping around other people’s houses promises at the very least to provide hours of cheap entertainment (judging by the number of programmes devoted to the subject). But...
When can you justify paying a higher price for a property? A higher sale price is sometimes justified by sellers who make a point of telling you how much they’ve spent on various improvements. But as we saw in previous posts, what’s been spent doesn’t necessarily...
Estate agents often trumpet the fact a flat is being sold with ‘a share of the freehold’. This doesn’t mean the flat itself is freehold – that would be bad news, as mortgage lenders won’t lend on freehold flats. What it usually means is that the freehold of the block...
Following on from the success of our previous post we thought we’d take a closer look at leasehold properties and the tings to be aware of. SO where to begin? Ground rent A lease is basically an extremely long-term letting agreement, with the rent already paid...
It’s well known that buying a flat is generally a more complex operation than buying the equivalent house. This may explain why quotes for conveyancing mushroom significantly in size as soon as you utter the dreaded word ‘leasehold’. So what exactly is all the fuss...
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
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