Looking to make an offer on a house?
You’ve found the property you want. Now all that remains is to have your offer accepted and put the wheels in motion to buy it. But should you start by offering the full asking price? If not, how hard should you negotiate? Estate agents are not necessarily the...
Shared equity schemes – What are they and what’s available
Shared equity schemes – What are they and what is available to you? Help To Buy This is an ’equity loan scheme’ where the Government stumps up interest-free loans of up to 20% of the property’s value, allowing you to buy with a deposit of only 5%. The scheme...
How To Make The Right Choice When Picking Mortgage
Comparing Mortgages To Get The Best Deal For You Having selected the type of mortgage that would be right for your particular circumstances, the next step is to come up with a shortlist of banks and building societies that can offer a suitable product. But when...
Paying off your Mortgage? You have options!
Its payback time! No not that kind of payback, mortgage payback time. What are your options? We walk you through our most favoured approaches… Right now, worrying about how you are ultimately going to pay back your mortgage at some point in the distant future...
Choosing The Right Type Of Mortgage – Which mortgage package works for you?
There are several key factors to consider when picking the right mortgage – the interest rate you pay, the number of years the mortgage will run, and how you plan to pay it off. But mortgage products are rarely what they seem. As a rule, the small print will be packed...Save money by cutting out the banks
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
Testimonials
“We would like to put on record how impressed we were by the service we received. Rightsurvey unfailingly followed up our enquiries and concerns, and Nick’s advice on maintaining an older property is proving invaluable.”
Peter Spink, Sheffield